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Licensed Financial Services with Full Transparency

We're Under KPKT Approved
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About Us

Pagoh Cashera Sdn. Bhd. is a fully licensed and trusted financial services company dedicated to providing secure, transparent, and responsible loan solutions to the community. Operating under license number WL8084/01/01-2/271226, our company follows all Malaysian regulations to ensure every customer receives service that is safe, legal, and professionally managed.

We believe that financial assistance should be clear, fair, and built on trust. Our team is committed to guiding customers through a simple and transparent process, ensuring they understand every step before making a decision. With a strong focus on integrity and professionalism, we assist individuals who require support for personal, business, or urgent financial needs.

At Pagoh Cashera, we prioritize:

  • Licensed & compliant financial services

  • Honest and transparent communication

  • Friendly and professional customer support

  • Clear processes with no hidden conditions

  • Fast, responsible, and customer-focused assistance

Our mission is to provide a safe and reliable financing experience that helps customers achieve their goals with confidence. At Pagoh Cashera, your financial well-being is our priority.

Get In Touch With Us

Our team is ready to provide clear, professional assistance.

Apply Loan Type

Loan Type

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Personal Loan

Our Personal Loan service is designed to provide individuals with a reliable and transparent financing option for general personal needs. Whether it is for managing daily expenses, personal planning, or unexpected situations, we ensure that every step of the process is handled professionally and responsibly.

At Pagoh Cashera, we believe in offering clear information without hidden conditions. Our team guides each customer through the requirements, documentation, and evaluation process so they can make an informed decision that suits their situation. As a licensed and regulated company, we follow all Malaysian guidelines to ensure safety, confidentiality, and compliance.


We are committed to providing a supportive and respectful experience for every customer who seeks our assistance.

Business Loan

Our Business Loan service provides regulated and compliant financing support for business owners who need assistance with operations, working capital, or general business development. We aim to help companies manage their cash flow, maintain stability, and support their ongoing growth in a responsible and structured manner.

Pagoh Cashera ensures that all assessments and processes are conducted with full transparency, allowing business owners to understand the requirements before proceeding. As a licensed service provider, we follow all necessary guidelines to ensure legal compliance and responsible service delivery.


Our team offers professional guidance throughout the process, helping business owners explore suitable options that align with their business needs while maintaining a clear and secure experience.

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Frequently asked questions

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Sample Calculation

Financing Tenure Requirements

  • Minimum tenure: 12 months

  • Maximum tenure: 60 months (subject to assessment & may vary)

  • APR range: 4.99% to 8% per year

  • Maximum APR: 8% per year
     

Financing Calculation Example

Example:

  • Financing amount: RM5,000

  • Tenure: 12 months

  • APR rate: 4.99% per year

  • Estimated monthly repayment: RM249.50 per month

Actual repayment amount will depend on the assessment and the approved financing terms.

Repayment Table

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Get a quote for your loan application

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